Is Trade Finance Right For My Business?

Fast-paced globalization and technological advancements have made it simpler for businesses to expand their operations globally, grow and maximize their revenues. However, there are significant risks too, including “payment” and “supply” risks. Trade finance helps mitigate the risks related to international trading by addressing the challenges of exporters and importers.

It represents a wide spectrum of financial instruments that businesses use to facilitate global trade and commerce. Unlike conventional credit issuance or business loan, trade financing primarily protects against the inherent risks of international trade – political instability, currency fluctuations, the creditworthiness of the parties to trade, or problems arising due to non-payment.

During international trading, the supplier would want the importer to pay upfront to mitigate credit risks. On the other hand, the importer may face supply risks wherein the exporter may not fulfil the order according to the trade agreement. Trade finance instruments issued by banking and financial institutions such as SUISSE BANK PLC can help reduce the risks and ensure smooth trading.

Some of the most widely used trade financing instruments are:

·         Bank Guarantees: Through bank guarantee, a bank or financial institution underwrites a promise of payment. If the customer does not meet certain obligations as mentioned in the trade agreement, the financial institution will pay the amount to the concerned party on behalf of the customer. 

·         Letter of Credit: Through a letter of credit, the importer’s bank ensures that the former is financially viable to honour the financial transaction. The issuing bank underwrites making the payment once the exporter ships the products and fulfils the terms of the trade agreement.

·         Proof of Funds: It is a financial statement issued by the bank, ensuring that the customer (importer or supplier) has the financial viability and credibility to complete the trading transaction. 

·         Warranties: It is a third-party payment guarantee issued by the bank on a promissory note, bill of exchange or a debt obligation, facilitating an international trade agreement.

In addition to minimising the risks of non-receipt of goods or non-payment, trade financing by leading financial institutions like SUISSE BANK PLC can help streamline operations, improve efficiency, and generate increased revenues.     

Why SUISSE BANK GROUP is the Perfect Solution for Your Financial and Trading Needs?

SUISSE BANK GROUP is a conglomeration of integral banking, financial and trading entities that play a pivotal role in catering to the diverse needs of modern businesses and end consumers. It operates in the fields of offshore banking, holding, commodity trading, financial & insurance solutions. The key objective is to provide a one-stop solution for businesses and individuals to avail of a wide spectrum of services from a reputable brand they can trust. 

Let’s have a glimpse of what services you can expect from the group of companies registered under SUISSE BANK GROUP.
 
SUISSE BANK: SUISSE BANK is one of the most important parts of the group, offering digital offshore banking services and a wide spectrum of financial solutions to individuals and businesses globally. The bank offers end-to-end solutions to global clients. They specialize in offshore private banking, corporate banking, cryptocurrency trading, and international trade financing. The banking institution also offers expert consultation for lucrative investment opportunities and wealth management. 

SUISSE HOLDING – It functions as a holding company that owns shares & stocks in other organizations, securities, assets, and real estate properties. However, they do not directly participate in business operations but play an integral role in management and control. The holding company offers a plethora of benefits such as deferred tax payment, diversifying assets and limiting liability.  

SUISSE COMMODITY – Their key function is to facilitate prompt and efficient export-import of various commodities such a sugar, oil, coffee, cocoa, rice, and precious metals. They procure goods from one country (import) and resell them to another country where the demand is remarkably high (export). They also provide related services such as goods inspection & certification, logistics, and shipping, insurance, and trade finance. 

SUISSE CAPITAL – Through SUISSE CAPITAL, the company offers a diverse range of financing solutions such as credits, financial leasing, international trade finance, insurance, and reinsurance. 

To aid in effective banking & financial decision-making, you can also seek expert consultation from SUISSE BANK GROUP. They can help you choose the right financial solution, mitigate risk and manage your assets in an efficient manner.        

How SUISSE BANK GROUP has Revolutionised the Realm of Banking and Financing

SUISSE BANK GROUP is a powerful name in the field of banking, financing and investments. Headed by Wolfgang Zulauf, a passionate entrepreneur with vast experience in financial business, the company has emerged as one of the leading banking institutions and asset management partners in the world. With the aid of introducing agents in different countries like Turkey and Indonesia, the company strives to expand its network, offering best-quality products and solutions to its clients.

Today, the company is not known only for its banking services, but as a group, they continue to provide financial solutions in a diversified manner. This is how the company has evolved with the time to offer a wide spectrum of services to the global clients.

SUISSE BANK

SUISSE BANK provides a full suite of banking solutions to its shareholders, especially in the fields of private banking, corporate banking and trade finance.

They work in collaboration with prominent financial institutions, banks, traders and brokers to provide services that cater to specific needs of their clients. Together, they render mobility, flexibility and value appreciation with 100% confidentiality. In addition to banking services, they also provide trade finance solutions, asset management, investment consultancy, financial engineering and multi-currency account opening services to non-residents of the United Arab Emirates.

SUISSE HOLDING LIMITED

SUISSE HOLDING stands as a strong investment structure of SUISSE BANK GROUP, providing dedicated asset management services to its clients. It holds a majority of the company’s shares and comprises SUISSE BANK, SUISSE COMMODITY and SUISSE SOLAR.

SUISSE COMMODITY FZE

The company offers diversified financial solutions to its clients and SUISSE COMMODITY is yet another example. The primary objective is to facilitate import and export of primary materials and products, food and non-food items. With a wide range of financial instruments and trading solutions, the company ensures their clients get the best benefits.

SUISSE SOLAR

The international project development and consultancy company is located in London, United Kingdom. With the objective to boost the renewable energy sector, the company offers financing and marketing solutions for large-scale PV solar power plants.

Having diversified business and outlook, SUISSE BANK GROUP is driving the banking and financial industry today.

The Right Amount of Diversification with SUISSE BANK GROUP

It is easy to lose hope in investment schemes when things are going south. However, it is easier to be overwhelmed with positive emotions when a small bet pays off. The best investment portfolio managers from the SUISSE BANK GROUP suggest that controlling the emotions with every win/loss is a big part of the game. Without a controlled emotional state, you will surely lose money in the long run. Therefore, the analysts at the SUISSE BANK GROUP focus so much on creating a diversified portfolio for investment.

The SUISSE BANK GROUP is known to have ventured into some of the most popular and game-changing modes of investment across the globe. Over the years, the company has made millions of dollars by making the right investment at the right time. The SUISSE BANK GROUP has helped organizations get an excellent return on investment from small and large bets.

The financial analysts have the knack for an efficient diversification of funds. This way, they have helped individuals, as well as organizations, make a profit from the best performing investment schemes and control losses from the worst ones. The team stays in touch with the global financial and political news across the globe.

The SUISSE BANK GROUP has helped several companies stay afloat during the extremely stringent periods of financial breakdown. The team of financial analysts at the bank considers the business’s operational parameters while calculating its sustainability. The bank has also brought several like-minded businesses and individuals together from across the globe for cooperation. 

The analysts have successfully cracked the code building strong and lasting relationships in the industry. They have helped companies that have mutually beneficial interests have a conversation on a global platform. The long list of ultra-wealthy clients helps the SUISSE BANK GROUPs establish such meet and greet events. 

With timely investments, controlled emotions, and a long list of clients, the SUISSE BANK GROUP is on a path to exponential success over the upcoming years. This is the best time for individuals to utilize this opportunity and grow with the bank.

SUISSE BANK GROUP: A One-Stop Solution to International Investments

SUISSE BANK GROUP will help you understand that investment in domestic and international markets is different. You need completely different financial resources and risk-appetite to invest in these markets. Most people will say that investment in the international market is relatively tough since it requires a lot of due-diligence and paperwork. However, investment in the right project with the right financial sources can reap exponential returns over the one in smaller domestic markets.

The biggest challenge for international ventures is that you have ease of access to funds. SUISSE BANK GROUP has expanded its list of services significantly over the past couple of years to provide a one-stop solution to all your international business needs. 

The SUISSE BANK GROUP comprises of 3 different sub-companies namely SUISSE BANK, SUISSE COMMODITY, and SUISSE HOLDING. All these companies have an expertise in different domains which they collate under the name of the SUISSE BANK GROUP to provide one wholesome investment solution.

SUISSE BANK – The Finest Banking Institution

With its customer-centric approach, SUISSE BANK GROUP has successfully and single-handedly raised the bar of services in Trade finance, private and corporate banking, apart from Bitcoin liquidation. The current financial scenarios across the globe are volatile due to the unreliability of the cryptocurrencies. Under such circumstances, SUISSE BANK provides a ray of hope to its customers by providing reliable banking services.

The bank is directly involved in taking several businesses to the international marketplace successfully. It has also helped these businesses make a timely investment in the right commodity to reap a huge return investment in a short period. 

SUISSE COMMODITY – The Company Tracking the Activities of Critical Commodities

The SUISSE COMMODITY  main focus is to understand the market shift that occurs mainly due to the change in the prices of oil. This directly affects the transportation and logistics industry which then affects the prices of the product as well as service-based industries. 

With a wholesome team of financial analysts in place, SUISSE COMMODITY will help you avert risky commodities and invest in the stable ones that are bound to produce a great return on investment with time. 

SUISSE HOLDING – The Asset Management and Holdings Company

The SUISSE BANK GROUP also takes care of your return on investment by helping you divert it into the most stable commodities. They SUISSE HOLDING can guide you towards the safest investment plans to help you build your asset column. With this, the company has already helped thousands of individuals across the globe build a huge and reliable pillar for passive income.

The SUISSE BANK GROUP has created the perfect mix of investment opportunities and financial sources for individuals as well as businesses of different sizes across the globe. Backed up by thousands of investors in the international market, you can place your bets on the SUISSE BANK GROUP without a second thought.

An Insight into Financial Crime and the Role of Banks in It

Overview

In this article, we will be going over the topic of financial crime and how it involves the banks.

Financial crime is mostly about frauds and money laundering. Let us go over both of them one by one.

Fraud in financial industry

There are innumerable types of frauds when it comes to the financial industry. Some frauds are huge, while some are so small that they are yet to be discovered. Some frauds are really big but are covered up very nicely, while some might be of small-scale but come to public attention in no time.

Regulators are responsible to check the companies’ balance sheets and financial happenings to ascertain whether there is an ongoing fraud or not. These regulatory institutions have to work day and night, scan tons of data, and make lots of investigations to catch frauds.

Frauds can be simply credit card forgery or entire multinational companies not disclosing parts of their income, thus avoiding tax on it.

The percentage of fraud in the financial industry is huge. If all the black money was properly taxed, the economy will be much farther than it is now.

Money laundering

Money laundering is a situation that starts with money which should be taxed but is not made public (called black money). Instead, this amount is sent to a bank account (often offshore, some banks being more suitable for money laundering than others). The bank then transforms the money into white money by the means of financial tools like investments, registration of new companies, announcing quarterly losses in existing companies, and so on. This money can now be brought back to the country of origin or not. Risks are involved, for sure. If some institution is found laundering money or some individual or company is found keeping the black money, the severest of financial penalties and jail terms await them.

Many banks maintain a very strict policy about how they accept money. This eradicates the possibility of money laundering prospects. However, not all banks do this. Many banks that are in tax havens do money laundering for their clients, who could be a complete continent apart or further away.

Credit Suisse is known as a bank that has potential money laundering scope. That is largely because of the law in the country. People from around the globe can utilize the difference in financial law and regulation and launder money. It is surprising how another bank with a similar name, the SUISSE BANK GROUP, is obedient to the rules and avoids money laundering at all costs.

Role of banks

The role of banks in financial crime starts and ends with money laundering, except in the case of a private bank hiding its own profits. Banks usually do not engage in crimes of that kind for obvious reasons. However, they can be a tool for laundering.

Many international banks have the necessary tools to launder money. Most of these choose not to indulge in such activities. The profits of a bank are huge as they are. However, many times businesses or individuals find certain loopholes and exploit them to launder money without the express knowledge of the bank that is facilitating it in the first place!